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🏡 What is Antyodaya Gruha Jojana (AGJ)?
Antyodaya Gruha Jojana (AGJ) is a flagship housing scheme launched by the Government of Odisha under the Panchayati Raj & Drinking Water Department.
👉 The main goal is to provide pucca (permanent) houses to:
💰 Financial Assistance (Benefits)
🏠 House Construction Support
₹1,20,000
for building a pucca house
Minimum size: 25 sq. meters
💸 Installment Payment Structure
| Stage | Amount |
|---|---|
| 1st Installment (Work Order) | ₹40,000 |
| 2nd Installment (Roof Level) | ₹65,000 |
| 3rd Installment (Completion) | ₹15,000 |
| Total | ₹1,20,000 |
⚡ Extra Incentives (Bonus Money)
📄 Required Documents
Keep these documents ready before applying
Aadhaar Card
Identity proof of applicant
Ration Card
Household eligibility proof
Income Certificate
Verify income eligibility
Residence Proof
Address verification document
Bank Account
For DBT payment transfer
Disability Certificate
Required if applicable
Disaster Proof
For affected families (if applicable)
🖥️ How to Apply for Antyodaya Gruha Jojana
Follow this simple step-by-step process
Prepare Documents
Hover to see required documents
- Aadhaar Card
- Ration Card
- Income Certificate
- Residence Proof
- Bank Account Details
- Disability Certificate (if applicable)
Visit Panchayat
Go to Gram Panchayat / Sarpanch
Submit to BDO
Submit form at Block Office
Verification
Officials verify eligibility
Approval
District & State Govt approval
DBT Payment
Money credited to bank account
📊 Important Information & Process
Everything you need to know about AGJ scheme
📲 Portal & Mobile App
🌐 Rural Housing Portal: rhodisha.gov.in
📱 App: Ama Ghara App
- Track application status
- Geo-tag house construction
- Monitor payments
🧱 House Construction Rules
- Must be built by beneficiary (no contractor)
- Preferably in female head’s name
- Complete within 12 months
- Scheme logo painting mandatory
🔗 Extra Government Benefits
- MGNREGA → 90–95 days wages
- Electricity schemes
- Drinking water schemes
- Sanitation schemes
- Ujjwala Yojana (Gas)
🧾 Money Release Process
- Direct DBT transfer to bank account
- Paid in stages based on construction
- Geo-tag verification required
🏗️ Benefits for Landless
- Government provides land
- Priority allotment by Revenue Dept
📊 Monitoring & Transparency
- Geo-tagging through mobile app
- Public dashboard on RH portal
- Social audit by OSSAAT
- Regular inspection by officials
❓ Frequently Asked Questions (FAQs)
It is a housing scheme by the Odisha Government to provide pucca houses to rural poor, homeless, and disaster-affected families.
Rural households who are homeless, living in kutcha houses, FRA beneficiaries, PwD families, or left out from other housing schemes.
₹1.2 lakh is provided in 3 installments. Additional incentive of ₹20,000 or ₹10,000 is given for early completion.
You need to download the application form, prepare documents, and submit it to your Gram Panchayat or BDO office. There is no direct online application.
Yes, you can track application status and payments through the Rural Housing Portal and Ama Ghara mobile app.
Payment is transferred directly to your bank account via DBT in stages based on construction progress.
Yes, landless beneficiaries will be provided land by the government on priority basis.
No, the house must be constructed by the beneficiary themselves.
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